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Median gross rent and Expected yearly tornado loss

Where Median gross rent is higher, Expected yearly tornado loss tends to be lower. The link is weak: -0.33 across 3,090 counties, on a scale from −1 (opposite) to +1 (in step). That figure compares places with the same population density, income and education, so those differences can't explain it. It holds inside states too. Measured separately within each of 40 states, the middle value of the link is -0.03.

Holds after adjusting

Every place, plotted

One dot for each place reporting both measures. Hover over or tap a dot to see its name and values. The thin line is the straight line that best fits the dots. The bold line, shown for counties, is the link after adjusting for density, income and education. A dot far from the lines is a place that does not follow the pattern.

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What each measure is

Median gross rent

The rent paid by the middle renting household, plus any utilities the renter pays. That is why it is called 'gross' rent, not just the rent in the lease.

Census ACS 5-year · ACS table B25064_001

Expected yearly tornado loss

The damage tornadoes are expected to do to buildings in an average year, in dollars for every $100,000 that the buildings are worth. FEMA works it out from the tornadoes recorded from 1986 to 2023 and the damage they did.

FEMA National Risk Index · FEMA National Risk Index v1.20, NRI_Table_Counties / NRI_Table_States, TRND_ALRB

Highest and lowest

Where each measure is highest and lowest among the places reporting both (2023), with the other measure beside it. This is shown for every size of place where both are published. Metro-area values are added up from their counties. A measure that cannot be added up across counties, such as a middle value (median), has no metro figure. Counts are shown per 1,000 residents, since raw totals would only list the largest places. Cities and towns and ZIP codes are shown where the Census survey or the CDC publishes them; most other sources stop at the county. They are shown for places of 5,000 residents or more, and only where the survey’s margin of error is small enough for the figure to be usable. The CDC publishes its health estimates for cities in a version adjusted for age, so places with older or younger people can be compared fairly, but not for ZIP codes.

Counties

By median gross rent

Median gross rentExpected yearly tornado loss
Highest
San Mateo County, CA$2,8930.257
Santa Clara County, CA$2,8140.292
Marin County, CA$2,5840.257
San Francisco County, CA$2,4190.257
Orange County, CA$2,3520.566
Lowest
Issaquena County, MS$25326.5
Cottle County, TX$32315
Hardin County, IL$34220.9
Worth County, MO$35325.5
Sheridan County, ND$3739.08

By expected yearly tornado loss

Median gross rentExpected yearly tornado loss
Highest
Johnson County, IA$1,10462.9
Logan County, OK$89560.3
York County, NE$88547.5
Platte County, NE$86744.7
Sumter County, AL$84144.5
Lowest
Anchorage Municipality, AK$1,4530.000001
Sitka City and Borough, AK$1,3500.000003
Fairbanks North Star Borough, AK$1,4240.000005
Skagway Municipality, AK$1,2280.000005
Ketchikan Gateway Borough, AK$1,3880.000006
States

By median gross rent

Median gross rentExpected yearly tornado loss
Highest
California$1,9560.502
Hawaii$1,9380.196
District of Columbia$1,9001.51
Colorado$1,69310.2
Massachusetts$1,6872.04
Lowest
West Virginia$8501.6
South Dakota$91217.6
Arkansas$91415.2
Mississippi$92319.2
Kentucky$93312.5

By expected yearly tornado loss

Median gross rentExpected yearly tornado loss
Highest
Nebraska$1,03527.4
Iowa$94922.6
Mississippi$92319.2
Oklahoma$98018.4
Alabama$96318.1
Lowest
Alaska$1,3880.000238
Nevada$1,4890.0317
Washington$1,6820.183
Hawaii$1,9380.196
Oregon$1,4500.219
Cities and towns — Expected yearly tornado loss is not published for cities and towns

By median gross rent

Median gross rentExpected yearly tornado loss
Highest — 61 are at $3,500 or more; five shown.
Key Biscayne village, FL$3,500 or more—
Nocatee CDP, FL$3,500 or more—
Hickam Housing CDP, HI$3,500 or more—
Inverness village, IL$3,500 or more—
Lincolnwood village, IL$3,500 or more—
Lowest
Guánica zona urbana, PR$300—
Aguadilla zona urbana, PR$336—
San Germán zona urbana, PR$404—
Juana Díaz zona urbana, PR$404—
Guayama zona urbana, PR$404—
ZIP codes — Expected yearly tornado loss is not published for ZIP codes

By median gross rent

Median gross rentExpected yearly tornado loss
Highest — 68 are at $3,500 or more; five shown.
ZIP 10005 (New York city, NY)$3,500 or more—
ZIP 10007 (New York city, NY)$3,500 or more—
ZIP 10018 (New York city, NY)$3,500 or more—
ZIP 10069 (New York city, NY)$3,500 or more—
ZIP 10280 (New York city, NY)$3,500 or more—
Lowest
ZIP 00913 (San Juan zona urbana, PR)$268—
ZIP 00653 (Guánica Municipio, PR)$326—
ZIP 00670 (Las Marías Municipio, PR)$355—
ZIP 00638 (Ciales Municipio, PR)$404—
ZIP 00606 (Maricao Municipio, PR)$405—

Counties furthest from the pattern

Compared with the straight line that best fits all 3,107 counties: the five with far more expected yearly tornado loss than their median gross rent would suggest, and the five with far less.

Median gross rentExpected yearly tornado loss
Above the line
Johnson County, IA$1,10462.9
Logan County, OK$89560.3
York County, NE$88547.5
Platte County, NE$86744.7
Sumter County, AL$84144.5
Below the line
Presidio County, TX$4450.623
Calhoun County, WV$4830.693
Glacier County, MT$5530.118
Greenlee County, AZ$5700.0353
Butte County, ID$5250.506

Two series, one county

Both measures over time for a county you pick. The two charts are stacked, so they share only the years along the bottom. You can pick from the thirty largest counties reporting both. This panel covers 2010–2024, and a measure published only once shows as a single dot.

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Every version of the link

Each row measures the same link, from −1 to +1, in a different way. If the rows mostly agree, the link does not depend on one choice of method.

Before adjusting for anything-0.3353,090 counties reporting both
After adjusting for density, income and education-0.332the part of the link that is not just how urban, rich and educated a place is
Also adjusting for population size-0.274size taken out as well as density
Also comparing only within each state-0.129each county is compared only with others in its own state, so this is no longer a comparison between states
Giving bigger counties more weight-0.396the adjusted link for the average resident rather than the average county. With this weighting, the data counts for about 287 equally weighted counties
Middle value inside single states-0.025the link worked out inside each of 40 states with at least 20 counties reporting
Using ranks, after adjusting-0.345uses each county’s rank, not its value, so a few extreme counties cannot create the link

How much to believe it

Could it be chance?

The p-value is the chance of seeing a link this strong if there were really none. A value of 0.05 or less means the link is unlikely to be chance. Very small values are written in short form: 3.1e-16 means 0.00000000000000031, and the bigger the number after “e-”, the smaller the value. Treating every county as a separate case gives p = 1.5e-80. But counties in the same state tend to resemble each other, so the better figure allows for that: p = 2.5e-6. The site tested 29,403 pairs, and testing so many turns up some flukes. The q-value allows for that too. For this pair it is 1.3e-79.

Do nearby places look alike?

Moran’s I measures how much nearby places look alike: 0 means no map pattern, and higher means neighbours are more similar. For the part of each county that the adjustment leaves unexplained, it is +0.79 (p = 0.001). That unexplained part still clusters on the map. So some regional factor shared by both measures is not accounted for.

Did they change together?

Not measurable: at least one of these is published for too few of the years a change needs (2014–2019 or 2019–2023), or for too few counties in both.

Related pairs

Association only. Nothing here shows that either measure changes the other. This describes counties, not the people in them. Two measures going together across places does not mean the same people have both. How the US county data works · Explore Median gross rent and Expected yearly tornado loss