placestats

Life expectancy vs. Regulatory quality

Fades after adjusting for income

Across 195 countries, Life expectancy and Regulatory quality rise and fall together at r = +0.74 (on a scale from −1 to +1, where 0 means no link). Comparing only countries with similar income (GDP per person) shrinks it to +0.18, which could easily be chance (q = 0.16, allowing for the many pairs tested, and allowing for countries in the same region being alike). So the first figure mostly shows richer countries differing from poorer ones, not a link between these two things.

Comparing countries across the middle half of life expectancy, 68 to 79 years, regulatory quality is better by 1.04 points at the top of that range than the bottom. Comparing only countries with similar national income, the gap is 0.298 points.

Link before adjusting (r)+0.741p = 3.3e-35 · 195 countries
After adjusting for national income+0.185p = 0.010 · likely range [+0.05, +0.32]
p, allowing for regions0.042standard error 0.072 · 7 regions
Check for luck (q)0.164across 12,497 pairs

How to read these.r runs from −1 (one goes up as the other goes down) to +1 (they rise together), and 0 means no link. Adjusting for national income means comparing countries with the same GDP per person, so differences in wealth can’t explain the link. Income is used in percentage terms, since an extra $1,000 means more to a poor country than to a rich one. p is how likely a link this strong would be if there were really none. Below 0.05 means it is unlikely to be chance. Very small values are written in short form: 1.1e-32 means a decimal point followed by 31 zeros and then 11, so very close to zero. The likely range is where the true figure probably lies, and a range that crosses zero means the link could easily be chance. Countries in the same region tend to resemble each other, so the third figure allows for that, which gives a fairer p. The standard error is the typical size of the error in r. Finally, testing this many pairs means some will look strong by luck alone. A q below 0.05 means this link is unlikely to be one of those.

Life expectancy · yearslink with income +0.87 · proxy
Regulatory quality · index (approx. -2.5 to 2.5)link with income +0.83 · proxy

Both of these rise and fall closely with national income, so a strong link between them before adjusting was close to certain. Read the adjusted figure, not the first one.

“Link with income” is how closely each measure tracks GDP per person across countries, from −1 to +1.

Every country as a dot

Life expectancy · years →Regulatory quality · index (approx. -2.5 to 2.5) →54.685.8-22.13Aruba: 76.5 years, 0.981 index (approx. -2.5 to 2.5)Afghanistan: 66.3 years, -1.54 index (approx. -2.5 to 2.5)Angola: 64.8 years, -0.773 index (approx. -2.5 to 2.5)Albania: 79.8 years, 0.136 index (approx. -2.5 to 2.5)Andorra: 84.2 years, 1.1 index (approx. -2.5 to 2.5)United Arab Emirates: 83.1 years, 1.13 index (approx. -2.5 to 2.5)Argentina: 77.5 years, -0.235 index (approx. -2.5 to 2.5)Armenia: 78.3 years, 0.138 index (approx. -2.5 to 2.5)Antigua and Barbuda: 77.8 years, 0.635 index (approx. -2.5 to 2.5)Australia: 83.1 years, 1.72 index (approx. -2.5 to 2.5)Austria: 82 years, 1.35 index (approx. -2.5 to 2.5)Azerbaijan: 74.6 years, 0.135 index (approx. -2.5 to 2.5)Burundi: 63.8 years, -0.814 index (approx. -2.5 to 2.5)Belgium: 82.3 years, 1.24 index (approx. -2.5 to 2.5)Benin: 61 years, -0.277 index (approx. -2.5 to 2.5)Burkina Faso: 61.3 years, -0.526 index (approx. -2.5 to 2.5)Bangladesh: 74.9 years, -0.95 index (approx. -2.5 to 2.5)Bulgaria: 75.8 years, 0.288 index (approx. -2.5 to 2.5)Bahrain: 81.4 years, 0.95 index (approx. -2.5 to 2.5)Bahamas, The: 74.7 years, -0.107 index (approx. -2.5 to 2.5)Bosnia and Herzegovina: 78 years, -0.35 index (approx. -2.5 to 2.5)Belarus: 74.4 years, -1.23 index (approx. -2.5 to 2.5)Belize: 73.7 years, -0.45 index (approx. -2.5 to 2.5)Bermuda: 82.5 years, 0.629 index (approx. -2.5 to 2.5)Bolivia: 68.7 years, -1.25 index (approx. -2.5 to 2.5)Brazil: 76 years, -0.295 index (approx. -2.5 to 2.5)Barbados: 76.3 years, 0.441 index (approx. -2.5 to 2.5)Brunei Darussalam: 75.5 years, 0.887 index (approx. -2.5 to 2.5)Bhutan: 73.3 years, -0.0913 index (approx. -2.5 to 2.5)Botswana: 69.3 years, 0.402 index (approx. -2.5 to 2.5)Central African Republic: 57.7 years, -1.27 index (approx. -2.5 to 2.5)Canada: 82.1 years, 1.36 index (approx. -2.5 to 2.5)Switzerland: 84.4 years, 1.77 index (approx. -2.5 to 2.5)Chile: 81.4 years, 0.781 index (approx. -2.5 to 2.5)China: 78 years, -0.0713 index (approx. -2.5 to 2.5)Cote d'Ivoire: 62.1 years, -0.167 index (approx. -2.5 to 2.5)Cameroon: 64 years, -0.729 index (approx. -2.5 to 2.5)Congo, Dem. Rep.: 62.1 years, -1.28 index (approx. -2.5 to 2.5)Congo, Rep.: 66 years, -1.15 index (approx. -2.5 to 2.5)Colombia: 77.9 years, 0.0134 index (approx. -2.5 to 2.5)Comoros: 67 years, -1.25 index (approx. -2.5 to 2.5)Cabo Verde: 76.2 years, 0.0451 index (approx. -2.5 to 2.5)Costa Rica: 81 years, 0.582 index (approx. -2.5 to 2.5)Cayman Islands: 80.5 years, 1.07 index (approx. -2.5 to 2.5)Cyprus: 81.8 years, 0.74 index (approx. -2.5 to 2.5)Czechia: 80 years, 1.23 index (approx. -2.5 to 2.5)Germany: 80.8 years, 1.5 index (approx. -2.5 to 2.5)Djibouti: 66.2 years, -0.853 index (approx. -2.5 to 2.5)Dominica: 71.3 years, 0.0598 index (approx. -2.5 to 2.5)Denmark: 82.3 years, 1.93 index (approx. -2.5 to 2.5)Dominican Republic: 73.9 years, 0.207 index (approx. -2.5 to 2.5)Algeria: 76.5 years, -0.753 index (approx. -2.5 to 2.5)Ecuador: 77.6 years, -0.646 index (approx. -2.5 to 2.5)Egypt, Arab Rep.: 71.8 years, -0.499 index (approx. -2.5 to 2.5)Spain: 83.9 years, 0.621 index (approx. -2.5 to 2.5)Estonia: 79.3 years, 1.4 index (approx. -2.5 to 2.5)Ethiopia: 67.6 years, -0.833 index (approx. -2.5 to 2.5)Finland: 82.3 years, 1.96 index (approx. -2.5 to 2.5)Fiji: 67.5 years, 0.0651 index (approx. -2.5 to 2.5)France: 83 years, 1.15 index (approx. -2.5 to 2.5)Micronesia, Fed. Sts.: 67.4 years, -0.763 index (approx. -2.5 to 2.5)Gabon: 68.5 years, -0.723 index (approx. -2.5 to 2.5)United Kingdom: 81.4 years, 1.51 index (approx. -2.5 to 2.5)Georgia: 74.7 years, 0.65 index (approx. -2.5 to 2.5)Ghana: 65.7 years, -0.0899 index (approx. -2.5 to 2.5)Guinea: 60.9 years, -0.892 index (approx. -2.5 to 2.5)Gambia, The: 66.1 years, -0.664 index (approx. -2.5 to 2.5)Guinea-Bissau: 64.3 years, -1.19 index (approx. -2.5 to 2.5)Equatorial Guinea: 63.9 years, -1.4 index (approx. -2.5 to 2.5)Greece: 81.8 years, 0.48 index (approx. -2.5 to 2.5)Grenada: 75.4 years, 0.0499 index (approx. -2.5 to 2.5)Greenland: 70.3 years, 1.5 index (approx. -2.5 to 2.5)Guatemala: 72.7 years, -0.309 index (approx. -2.5 to 2.5)Guyana: 70.3 years, -0.447 index (approx. -2.5 to 2.5)Hong Kong SAR, China: 85.4 years, 1.74 index (approx. -2.5 to 2.5)Honduras: 73 years, -0.628 index (approx. -2.5 to 2.5)Croatia: 78.9 years, 0.286 index (approx. -2.5 to 2.5)Haiti: 65.1 years, -1.46 index (approx. -2.5 to 2.5)Hungary: 76.7 years, 0.335 index (approx. -2.5 to 2.5)Indonesia: 71.3 years, 0.125 index (approx. -2.5 to 2.5)India: 72.2 years, -0.0961 index (approx. -2.5 to 2.5)Ireland: 83 years, 1.79 index (approx. -2.5 to 2.5)Iran, Islamic Rep.: 77.9 years, -1.51 index (approx. -2.5 to 2.5)Iraq: 72.4 years, -1.03 index (approx. -2.5 to 2.5)Iceland: 82.8 years, 1.33 index (approx. -2.5 to 2.5)Israel: 83.2 years, 1.11 index (approx. -2.5 to 2.5)Italy: 84 years, 0.64 index (approx. -2.5 to 2.5)Jamaica: 71.6 years, 0.0909 index (approx. -2.5 to 2.5)Jordan: 78 years, 0.276 index (approx. -2.5 to 2.5)Japan: 84 years, 1.33 index (approx. -2.5 to 2.5)Kazakhstan: 74.5 years, 0.0471 index (approx. -2.5 to 2.5)Kenya: 63.8 years, -0.334 index (approx. -2.5 to 2.5)Kyrgyz Republic: 72.4 years, -0.517 index (approx. -2.5 to 2.5)Cambodia: 70.8 years, -0.631 index (approx. -2.5 to 2.5)Kiribati: 66.6 years, -0.501 index (approx. -2.5 to 2.5)St. Kitts and Nevis: 72.3 years, 0.48 index (approx. -2.5 to 2.5)Korea, Rep.: 83.6 years, 1.01 index (approx. -2.5 to 2.5)Kuwait: 84.6 years, 0.404 index (approx. -2.5 to 2.5)Lao PDR: 69.2 years, -0.636 index (approx. -2.5 to 2.5)Lebanon: 77.9 years, -0.959 index (approx. -2.5 to 2.5)Liberia: 62.3 years, -0.842 index (approx. -2.5 to 2.5)Libya: 71.1 years, -1.74 index (approx. -2.5 to 2.5)St. Lucia: 72.8 years, 0.182 index (approx. -2.5 to 2.5)Sri Lanka: 77.7 years, -0.299 index (approx. -2.5 to 2.5)Lesotho: 57.8 years, -0.485 index (approx. -2.5 to 2.5)Lithuania: 77.2 years, 1.29 index (approx. -2.5 to 2.5)Luxembourg: 83.2 years, 1.84 index (approx. -2.5 to 2.5)Latvia: 76.4 years, 1.1 index (approx. -2.5 to 2.5)Macao SAR, China: 83.3 years, 1.37 index (approx. -2.5 to 2.5)Morocco: 75.5 years, -0.0267 index (approx. -2.5 to 2.5)Moldova: 71.3 years, -0.0467 index (approx. -2.5 to 2.5)Madagascar: 63.8 years, -0.749 index (approx. -2.5 to 2.5)Maldives: 81.3 years, -0.235 index (approx. -2.5 to 2.5)Mexico: 75.3 years, -0.196 index (approx. -2.5 to 2.5)Marshall Islands: 67.1 years, -0.688 index (approx. -2.5 to 2.5)North Macedonia: 76.6 years, 0.266 index (approx. -2.5 to 2.5)Mali: 60.7 years, -0.762 index (approx. -2.5 to 2.5)Malta: 83 years, 0.492 index (approx. -2.5 to 2.5)Myanmar: 67.1 years, -1.42 index (approx. -2.5 to 2.5)Montenegro: 77.9 years, 0.127 index (approx. -2.5 to 2.5)Mongolia: 72.4 years, -0.0707 index (approx. -2.5 to 2.5)Mozambique: 63.8 years, -0.764 index (approx. -2.5 to 2.5)Mauritania: 68.7 years, -0.778 index (approx. -2.5 to 2.5)Mauritius: 73.8 years, 0.94 index (approx. -2.5 to 2.5)Malawi: 67.6 years, -0.585 index (approx. -2.5 to 2.5)Malaysia: 76.8 years, 0.68 index (approx. -2.5 to 2.5)Namibia: 67.5 years, 0.135 index (approx. -2.5 to 2.5)Niger: 61.4 years, -0.762 index (approx. -2.5 to 2.5)Nigeria: 54.6 years, -0.633 index (approx. -2.5 to 2.5)Nicaragua: 75.1 years, -0.991 index (approx. -2.5 to 2.5)Netherlands: 82 years, 1.72 index (approx. -2.5 to 2.5)Norway: 83.2 years, 1.67 index (approx. -2.5 to 2.5)Nepal: 70.6 years, -0.552 index (approx. -2.5 to 2.5)Naoero: 62.3 years, -0.525 index (approx. -2.5 to 2.5)New Zealand: 82 years, 1.84 index (approx. -2.5 to 2.5)Oman: 80.2 years, 0.688 index (approx. -2.5 to 2.5)Pakistan: 67.8 years, -0.793 index (approx. -2.5 to 2.5)Panama: 79.8 years, -0.0738 index (approx. -2.5 to 2.5)Peru: 77.9 years, 0.0828 index (approx. -2.5 to 2.5)Philippines: 69.9 years, 0.0793 index (approx. -2.5 to 2.5)Palau: 69.4 years, 0.481 index (approx. -2.5 to 2.5)Papua New Guinea: 66.3 years, -0.6 index (approx. -2.5 to 2.5)Poland: 78.4 years, 0.686 index (approx. -2.5 to 2.5)Puerto Rico (US): 81.9 years, 0.653 index (approx. -2.5 to 2.5)Portugal: 82.4 years, 0.74 index (approx. -2.5 to 2.5)Paraguay: 74 years, -0.141 index (approx. -2.5 to 2.5)West Bank and Gaza: 69.2 years, -0.468 index (approx. -2.5 to 2.5)Qatar: 82.5 years, 0.966 index (approx. -2.5 to 2.5)Romania: 76.5 years, 0.383 index (approx. -2.5 to 2.5)Russian Federation: 73.4 years, -1.07 index (approx. -2.5 to 2.5)Rwanda: 68 years, 0.27 index (approx. -2.5 to 2.5)Saudi Arabia: 79 years, 0.71 index (approx. -2.5 to 2.5)Sudan: 66.5 years, -1.66 index (approx. -2.5 to 2.5)Senegal: 68.9 years, -0.242 index (approx. -2.5 to 2.5)Singapore: 83.3 years, 2.13 index (approx. -2.5 to 2.5)Solomon Islands: 70.7 years, -0.888 index (approx. -2.5 to 2.5)Sierra Leone: 62 years, -1.06 index (approx. -2.5 to 2.5)El Salvador: 72.3 years, -0.176 index (approx. -2.5 to 2.5)San Marino: 85.8 years, 0.865 index (approx. -2.5 to 2.5)Somalia, Fed. Rep.: 59 years, -1.73 index (approx. -2.5 to 2.5)Serbia: 76 years, 0.0784 index (approx. -2.5 to 2.5)Sao Tome and Principe: 69.9 years, -0.891 index (approx. -2.5 to 2.5)Suriname: 73.8 years, -0.919 index (approx. -2.5 to 2.5)Slovak Republic: 78.4 years, 0.405 index (approx. -2.5 to 2.5)Slovenia: 82.3 years, 0.798 index (approx. -2.5 to 2.5)Sweden: 84.1 years, 1.67 index (approx. -2.5 to 2.5)Eswatini: 64.3 years, -0.638 index (approx. -2.5 to 2.5)Seychelles: 76.3 years, 0.39 index (approx. -2.5 to 2.5)Syrian Arab Republic: 72.6 years, -2 index (approx. -2.5 to 2.5)Chad: 55.2 years, -1.09 index (approx. -2.5 to 2.5)Togo: 62.9 years, -0.408 index (approx. -2.5 to 2.5)Thailand: 76.6 years, 0.106 index (approx. -2.5 to 2.5)Tajikistan: 71.9 years, -0.759 index (approx. -2.5 to 2.5)Turkmenistan: 70.2 years, -1.69 index (approx. -2.5 to 2.5)Timor-Leste: 67.9 years, -0.734 index (approx. -2.5 to 2.5)Tonga: 73.1 years, -0.194 index (approx. -2.5 to 2.5)Trinidad and Tobago: 73.6 years, -0.207 index (approx. -2.5 to 2.5)Tunisia: 76.7 years, -0.39 index (approx. -2.5 to 2.5)Turkiye: 77.4 years, -0.211 index (approx. -2.5 to 2.5)Tuvalu: 67.3 years, -0.402 index (approx. -2.5 to 2.5)Tanzania: 67.2 years, -0.535 index (approx. -2.5 to 2.5)Uganda: 68.5 years, -0.524 index (approx. -2.5 to 2.5)Ukraine: 74.7 years, -0.301 index (approx. -2.5 to 2.5)Uruguay: 78.3 years, 0.647 index (approx. -2.5 to 2.5)United States: 78.9 years, 1.35 index (approx. -2.5 to 2.5)Uzbekistan: 72.5 years, -0.527 index (approx. -2.5 to 2.5)St. Vincent and the Grenadines: 71.4 years, 0.106 index (approx. -2.5 to 2.5)Virgin Islands (U.S.): 80.8 years, 1.1 index (approx. -2.5 to 2.5)Viet Nam: 74.7 years, -0.267 index (approx. -2.5 to 2.5)Vanuatu: 71.7 years, -0.325 index (approx. -2.5 to 2.5)Samoa: 71.8 years, -0.102 index (approx. -2.5 to 2.5)Kosovo: 78.2 years, -0.223 index (approx. -2.5 to 2.5)South Africa: 66.3 years, -0.0601 index (approx. -2.5 to 2.5)Zambia: 66.5 years, -0.421 index (approx. -2.5 to 2.5)Zimbabwe: 63.1 years, -1.18 index (approx. -2.5 to 2.5)CAFCHEGRLHKGIRNLBNLSONGASGPSOMSYRTCD

best-fit line line after adjusting

Four ways to measure the link

MethodrpCountries
Standard (Pearson), not adjusted+0.7413.3e-35195
By rank (Spearman), not adjusted+0.7735.5e-40195
Standard (Pearson), adjusted for national income+0.1850.010195
By rank (Spearman), adjusted for national income+0.1850.010195

The rank version uses only each country’s place in line, from lowest to highest, so a few extreme countries count for less. The adjusted and unadjusted versions use the same 195 countries: those that report both measures and GDP per person. So the gap between them comes from the adjustment, not from a change in which countries are counted. Drop in the size of r after adjusting: +0.556 (a minus sign means it grew).

How solid is it?

Leaving out one country at a time, r ranges from +0.146 (without GUY) to +0.207 (without GRL). The bar above shows that range on a scale from −1 to +1, with the solid line at the full result. The single country that moves r most: GUY (-0.039).

Within each region

Countries are not separate, unrelated cases, and neighbors share a lot. A link that holds inside each region is far more believable than one that shows up only when comparing regions.

nr
East Asia & Pacific31+0.49
Europe & Central Asia52+0.33
Latin America & Caribbean35+0.47
Middle East, North Africa, Afghanistan & Pakistan22+0.19
Sub-Saharan Africa46+0.31

By income third

If the link shows up only in the richest third of countries, it is a feature of rich countries, not a general pattern.

nr
Poorest third65-0.01
Middle third65+0.11
Richest third65+0.45

By largest religious group

Countries grouped by a label they share, such as main religion, rather than by a number. Groups of fewer than twelve countries are not shown. These groups differ in income, region and history all at once. So a gap between them is a place to start asking questions, not an answer.

nr
Christians111+0.38
Muslims50-0.08

By last european coloniser

Countries grouped by a label they share, such as main religion, rather than by a number. Groups of fewer than twelve countries are not shown. These groups differ in income, region and history all at once. So a gap between them is a place to start asking questions, not an answer.

nr
France25-0.34
Never a European colony21+0.34
Spain20+0.54
United Kingdom63+0.30

Without outliers (countries far outside the middle half of countries on either measure, by more than one and a half times the width of that middle half): r = +0.185 after dropping 0 countries.

Two series, one country

Both measures over the years for one country you pick. The two charts are stacked so they share only the years along the bottom.

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Over time, within countries

Everything above compares countries with each other at one moment. This section compares each country only with itself over 29years. So a link here can’t come from anything about a country that stays the same, such as its history, geography, institutions or culture.

The link shows up within countries over time (r = +0.143) but mostly disappears in year-to-year changes (r = +0.019). That points to slow trends particular to each country, not the two measures moving together from year to year.

Across countries (adjusted)+0.185for comparison
Within countries+0.205each country vs itself
…and vs the same year elsewhere+0.143q = 0.045 · 205 countries
Year-on-year changes+0.019q = 0.459
Read with care.
  • Almost all of the second indicator's variation is between countries, so the within-country estimate rests on a small part of the data.

5,169 country-years (one country in one year), 205 countries, 1996–2024, about 25 years each on average. Share of the variation that happens within countries over time: 10% for Life expectancy, 6% for Regulatory quality. The margins of error allow for each country appearing many times, and for each year’s value being close to the year before.

Year-to-year changes are a cautious test, not a final answer. Looking only at changes from one year to the next removes each country’s own trends. But it also makes measurement mistakes louder, which pulls the results toward zero. A near-zero result here is weak evidence of no link, not proof.

With one measure years behind the other

0.20−0.2-100+10years Regulatory quality trails Life expectancy →lag -10: r = 0.022 (n = 3,115)lag -9: r = 0.041 (n = 3,322)lag -8: r = 0.059 (n = 3,525)lag -7: r = 0.063 (n = 3,728)lag -6: r = 0.080 (n = 3,931)lag -5: r = 0.081 (n = 4,144)lag -4: r = 0.087 (n = 4,349)lag -3: r = 0.097 (n = 4,554)lag -2: r = 0.110 (n = 4,759)lag -1: r = 0.129 (n = 4,964)lag +0: r = 0.143 (n = 5,169)lag +1: r = 0.155 (n = 5,169)lag +2: r = 0.165 (n = 5,169)lag +3: r = 0.170 (n = 5,169)lag +4: r = 0.183 (n = 5,169)lag +5: r = 0.166 (n = 5,169)lag +6: r = 0.168 (n = 5,169)lag +7: r = 0.149 (n = 4,987)lag +8: r = 0.137 (n = 4,987)lag +9: r = 0.122 (n = 4,805)lag +10: r = 0.107 (n = 4,805)

Same year (lag 0): +0.143. A peak away from zero does not show which comes first. These series change slowly — this year’s value is close to last year’s. That makes the curve smooth and nearly symmetric, whatever produced the data. Even a sharp peak at one lag (a gap of some years) would not prove that one measure changes the other.

The data


years

index (approx. -2.5 to 2.5)
Years
San Marino SMR85.80.8652024
Hong Kong SAR, China HKG85.41.742024
Kuwait KWT84.60.4042024
Switzerland CHE84.41.772024
Andorra AND84.21.12024
Sweden SWE84.11.672024
Japan JPN841.332024
Italy ITA840.642024
Spain ESP83.90.6212024
Korea, Rep. KOR83.61.012024
Singapore SGP83.32.132024
Macao SAR, China MAC83.31.372024
Israel ISR83.21.112024
Luxembourg LUX83.21.842024
Norway NOR83.21.672024

World Bank, World Development Indicators
Kaufmann, D. and A. Kraay, Worldwide Governance Indicators, World Bank

Sources

Life expectancy

Life expectancy at birth, total (years)

World Bank · CC BY 4.0 · updated quarterly

Regulatory quality

Regulatory Quality (estimate)

World Bank · CC BY 4.0 · updated annual

How this was computed

Data used: most recent value in 2010-2025; values come from 2024. To adjust for income, each measure is first predicted from GDP per person (in percentage terms, on a log scale) with a straight-line fit. Only what is left over is then compared. This is called a partial correlation. The line is drawn the standard way (ordinary least squares), which picks the line that comes closest to all the countries at once. The error margins allow for countries in the same region resembling each other, using 7 World Bank regions. The q-value corrects for testing all 12,497 pairs at once, using the Benjamini–Hochberg method. Underlying data last updated DYB 2024. How the country data works · explore Life expectancy and Regulatory quality

This page shows that two measures go together. It does not show that Life expectancy changes Regulatory quality, or the reverse. These figures also describe countries, not individual people. See the ecological fallacy.

More links with Life expectancy or Regulatory quality